What Are You Doing to Prevent Distracted Driving? We keep hearing about car accidents involving distracted driving. Recently in the Chicago suburbs, a driver with several passengers flipped his car on an expressway exit-ramp curve. He and a female passenger were killed. The other passengers were injured, but survived. One wonders if distracted driving played […]
A Great Health Insurance Plan for Small Businesses If you operate a small business in Illinois and currently subscribe to a Blue Cross Blue Shield PPO health insurance plan for employees, BlueCross BlueShield has a new plan that could save 20 percent to 30 percent in premiums. Under the plan, you can most likely maintain […]
Finding the Best Employee Health Insurance: Who’s Doing the Homework? How can you, as a small business owner in the Chicago area, keep expenses under control and still provide the best employee health insurance for a more reasonable price? The choices are mind-boggling and the costs seem to only go up. You most likely rely […]
The More Things Change…The More Things Change Nothing is more constant than change. We all know that, simply by living our lives. And most of us worry about it. For example, despite the incredible gains the stock market achieved last year and the unflappable confidence of industry and business communities nationwide, people still worried. Every […]
What I Learned From Being in a Car Accident I have worked in the insurance industry for a number of years, and in that time have spoken with countless people involved in a car accident. While I have always been able to give them advice based on my professional opinion, I have never been able […]
Examining an Upward Trend in Auto Insurance Rates Thanks to technology and public-awareness campaigns (don’t text and drive!), driving has become safer over the past few years. So why have auto insurance rates generally been trending upward? You would think that having safer vehicles, with all the safety bells and whistles, would decrease insurance costs, […]
Make the Holidays Happy by Getting Enough Sleep Amid all the busyness of the holiday season, it’s important to take time to care for ourselves. We all want to be healthy and stay safe in order to make the most of this special time of the year. Making a few adjustments to some of our […]
I Want to Be an Uber Driver: How Do I Get Ride Sharing Insurance? The emergence of ride sharing over the last several years has turned the limousine and taxi industry on its head. And, as with other emerging trends in society, the insurance world has had to adjust to keep up with the times. […]
Is an Umbrella Policy the ‘Get Out of Jail Free’ Card? As an insurance agent, I have been asked numerous times something like the following: “Well, I have an umbrella policy, so it should be covered, right?” or, “If my house burns down and I don’t have enough coverage, my umbrella will cover it, right?” […]
Identity Protection Is More Important Than Ever Scammers and hackers seem to be everywhere these days. Identity protection is top of mind for nearly everyone. And with this heightened awareness, it’s especially alarming when a news story breaks about huge data breaches at large organizations that handle sensitive information. Case in point: the massive cybersecurity […]
