Spring is upon us. That means warmer weather and tax-refund checks on the way. It also means house projects are going to start up very soon, if they haven’t already. Oftentimes these projects require a professional contractor to do the work, whether it’s replacing windows, updating a bathroom or simply doing a spring cleanup.
I have worked in the insurance industry for a number of years, and in that time have spoken with countless people involved in a car accident. While I have always been able to give them advice based on my professional opinion, I have never been able to speak from experience. Until now.
The emergence of ridesharing over the last several years has turned the limousine and taxi industry on its head. And, as with other emerging trends in society, the insurance world has had to adjust to keep up with the times.
As an insurance agent, I have been asked numerous times something like the following: “Well, I have an umbrella policy, so it should be covered, right?” or, “If my house burns down and I don’t have enough coverage, my umbrella will cover it, right?”
You may be wondering whether having life insurance is necessary. Most of the insurance products that we purchase are policies that are required of us. Legally, we must have auto insurance if we own a car.
Insurance is a very unique product in the marketplace. It can be a frustrating and confusing thing to purchase because, unlike most things that people buy, you don’t receive a tangible product in return.
If you have watched TV anytime in the past ten years, you have certainly been barraged by national insurance carriers playing out crazy scenarios and saying that if you use their company, these situations would be covered.
As you consider your insurance needs, check out this Top 5 list of things that people should have on their insurance policy.