Disasters happen. What would it take to rebuild your home?

Disasters happen. What would it take to rebuild your home? On a stormy night in July 2015, Mary and Don Smith (names altered for privacy) experienced a disaster that resulted in a catastrophic loss of their suburban Minneapolis home. As the storm raged outside at 1:00 am, lightning struck a tree across the street. The […]

Here’s why your home is probably underinsured

Here’s why your home is probably underinsured The secret problem with homeowner insurance What if there is a fire, or a flood, or a tornado? Will your homeowner policy cover the entire cost to repair or rebuild your home? Are your possessions totally covered if a disaster should strike? If you’re like most people, you […]

Service-line coverage can save the day

Service-line coverage can save the day What would happen if the sewer line gave out in your front yard? Picture this scenario: One morning you enter your basement and discover that a backup of sewage has caused havoc across your floor, ruining carpet, damaging furniture and other possessions and staining the drywall. This is going […]

Fast Action Prevents Water Damage Disaster

Fast Action Prevents Water Damage Disaster Water damage can be a very serious threat to your home and property. However, quick action can make a huge difference. In the case of Jane Underys, it meant the difference between a manageable amount of damage versus a devastating loss. This past spring, as Underys was doing her […]

Why Are My Home and Auto Insurance Rates Increasing?

Why Are My Home and Auto Insurance Rates Increasing? Rising insurance rates can be perplexing. “Why?” is one of the most commonly asked questions of insurance agents. The short answer is because of fluctuation. Fluctuations of home and auto rates are due to a number of factors. A better understanding of these factors will help […]

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