On a stormy night in July 2015, Mary and Don Smith (names altered for privacy) experienced a disaster that resulted in a catastrophic loss of their suburban Minneapolis home. As the storm raged outside at 1:00 am, lightning struck a tree across the street.
May 11, 2020
Disasters happen. What would it take to rebuild your home?
What if there is a fire, or a flood, or a tornado? Will your homeowner policy cover the entire cost to repair or rebuild your home? Are your possessions totally covered if a disaster should strike?
May 11, 2020
Here’s why your home is probably underinsured
What would happen if the sewer line gave out in your front yard? Picture this scenario: One morning you enter your basement and discover that a backup of sewage has caused havoc across your floor, ruining carpet, damaging furniture and other possessions and staining the drywall.
December 16, 2019
Service-line coverage can save the day
Water damage can be a very serious threat to your home and property. However, quick action can make a huge difference. In the case of Jane Underys, it meant the difference between a manageable amount of damage versus a devastating loss.
August 10, 2019
Fast Action Prevents Water Damage Disaster
Rising insurance rates can be perplexing. "Why?" is one of the most commonly asked questions of insurance agents. The short answer is because of fluctuation. Fluctuations of home and auto rates are due to a number of factors. A better understanding of these factors will help you be prepared for rising insurance rates in the future and aid you in lowering them.
