Blog

Protecting the people and things you love

Home Insurance

December 11, 2020

Protect your valuable jewelry with the right insurance

While spending more time at home lately, many of us have taken the opportunity to sort through some of our possessions. If this describes you, perhaps you discovered some treasures amid a lot of junk and giveaway items.

Home Insurance, Insurance Needs

October 10, 2020

How much personal property insurance do you need?

Tried any good recipes lately? If so, you are not alone. Pandemic restrictions and safety concerns have encouraged people to rediscover their kitchens. For many, it just feels safer to cook and eat at home as COVID-19 continues to be among us.

Home Insurance, Home Safety, Insurance Needs

October 9, 2020

Three common-sense tips to avoid kitchen cooking fires

Late one evening in May 2020, at approximately 10:30 pm, a car crashed into the home of Mike Miller (name altered for privacy). He was relaxing in his family room when a car suddenly came smashing through the wall. Miller was fine physically, but pretty shaken up by the close call and the extensive damage to his home.

Home Insurance, Insurance Needs

August 11, 2020

What if a car crashed into your house?

On a stormy night in July 2015, Mary and Don Smith (names altered for privacy) experienced a disaster that resulted in a catastrophic loss of their suburban Minneapolis home. As the storm raged outside at 1:00 am, lightning struck a tree across the street.

Home Insurance, Insurance Needs, Property Insurance

May 11, 2020

Disasters happen. What would it take to rebuild your home?

What if there is a fire, or a flood, or a tornado? Will your homeowner policy cover the entire cost to repair or rebuild your home? Are your possessions totally covered if a disaster should strike?

Home Insurance, Insurance Needs, Property Insurance

May 11, 2020

Here’s why your home is probably underinsured

What would happen if the sewer line gave out in your front yard? Picture this scenario: One morning you enter your basement and discover that a backup of sewage has caused havoc across your floor, ruining carpet, damaging furniture and other possessions and staining the drywall.

Home Insurance, Insurance Needs

December 16, 2019

Service-line coverage can save the day

Water damage can be a very serious threat to your home and property. However, quick action can make a huge difference. In the case of Jane Underys, it meant the difference between a manageable amount of damage versus a devastating loss.

Home Insurance, Insurance Needs, Personal Insurance

August 10, 2019

Fast Action Prevents Water Damage Disaster

Rising insurance rates can be perplexing. "Why?" is one of the most commonly asked questions of insurance agents. The short answer is because of fluctuation. Fluctuations of home and auto rates are due to a number of factors. A better understanding of these factors will help you be prepared for rising insurance rates in the future and aid you in lowering them.

Auto Insurance, Home Insurance, Insurance Needs

June 16, 2019

Why Are My Home and Auto Insurance Rates Increasing?

Protecting what matters