December 11, 2020
Protect your valuable jewelry with the right insurance
While spending more time at home lately, many of us have taken the opportunity to sort through some of our possessions. If this describes you, perhaps you discovered some treasures amid a lot of junk and giveaway items.
October 10, 2020
How much personal property insurance do you need?
Tried any good recipes lately? If so, you are not alone. Pandemic restrictions and safety concerns have encouraged people to rediscover their kitchens. For many, it just feels safer to cook and eat at home as COVID-19 continues to be among us.
October 9, 2020
Three common-sense tips to avoid kitchen cooking fires
Late one evening in May 2020, at approximately 10:30 pm, a car crashed into the home of Mike Miller (name altered for privacy). He was relaxing in his family room when a car suddenly came smashing through the wall. Miller was fine physically, but pretty shaken up by the close call and the extensive damage to his home.
August 11, 2020
What if a car crashed into your house?
On a stormy night in July 2015, Mary and Don Smith (names altered for privacy) experienced a disaster that resulted in a catastrophic loss of their suburban Minneapolis home. As the storm raged outside at 1:00 am, lightning struck a tree across the street.
May 11, 2020
Disasters happen. What would it take to rebuild your home?
What if there is a fire, or a flood, or a tornado? Will your homeowner policy cover the entire cost to repair or rebuild your home? Are your possessions totally covered if a disaster should strike?
May 11, 2020
Here’s why your home is probably underinsured
What would happen if the sewer line gave out in your front yard? Picture this scenario: One morning you enter your basement and discover that a backup of sewage has caused havoc across your floor, ruining carpet, damaging furniture and other possessions and staining the drywall.
December 16, 2019
Service-line coverage can save the day
Water damage can be a very serious threat to your home and property. However, quick action can make a huge difference. In the case of Jane Underys, it meant the difference between a manageable amount of damage versus a devastating loss.
August 10, 2019
Fast Action Prevents Water Damage Disaster
Rising insurance rates can be perplexing. "Why?" is one of the most commonly asked questions of insurance agents. The short answer is because of fluctuation. Fluctuations of home and auto rates are due to a number of factors. A better understanding of these factors will help you be prepared for rising insurance rates in the future and aid you in lowering them.