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Protecting the people and things you love

Home Insurance

Thinking of jumping in on the home-upgrade trend? Before you get too caught up, remember to make sure your insurance coverage keeps up. Otherwise, if disaster should strike, you may feel the sting of underinsurance.

Home Insurance, Insurance Needs, Personal Insurance, Property Insurance

April 6, 2021

Spring home upgrade? Don’t be stung by underinsurance

If you’re drowning in paperwork, now is an excellent time to organize your important documents. Need motivation? Realize that keeping sensitive papers sorted and secure will make it easier to protect your identity.

Home Insurance, Insurance Needs, Personal Insurance

February 12, 2021

To protect your identity, organize your important documents

After decades of gift giving and receiving, you may have accumulated some nice jewelry pieces — perhaps even a large collection. Whether they are newer pieces or precious family heirlooms, it’s a good idea to protect your jewelry with the right type of insurance coverage.

Home Insurance, Insurance Needs, Property Insurance

December 11, 2020

Protect your valuable jewelry with the right insurance

There’s no better time than the present to make sure your possessions are protected. Do the homework now to avoid extra stress and trouble during an emergency.

Home Insurance, Insurance Needs

October 10, 2020

How much personal property insurance do you need?

Tried any good recipes lately? If so, you are not alone. Pandemic restrictions and safety concerns have encouraged people to rediscover their kitchens. For many, it just feels safer to cook and eat at home as COVID-19 continues to be among us.

Home Insurance, Home Safety, Insurance Needs

October 9, 2020

Three common-sense tips to avoid kitchen cooking fires

Late one evening in May 2020, at approximately 10:30 pm, a car crashed into the home of Mike Miller (name altered for privacy). He was relaxing in his family room when a car suddenly came smashing through the wall. Miller was fine physically, but pretty shaken up by the close call and the extensive damage to his home.

Home Insurance, Insurance Needs

August 11, 2020

What if a car crashed into your house?

On a stormy night in July 2015, Mary and Don Smith (names altered for privacy) experienced a disaster that resulted in a catastrophic loss of their suburban Minneapolis home. As the storm raged outside at 1:00 am, lightning struck a tree across the street.

Home Insurance, Insurance Needs, Property Insurance

May 11, 2020

Disasters happen. What would it take to rebuild your home?

What if there is a fire, or a flood, or a tornado? Will your homeowner policy cover the entire cost to repair or rebuild your home? Are your possessions totally covered if a disaster should strike?

Home Insurance, Insurance Needs, Property Insurance

May 11, 2020

Here’s why your home is probably underinsured

What would happen if the sewer line gave out in your front yard? Picture this scenario: One morning you enter your basement and discover that a backup of sewage has caused havoc across your floor, ruining carpet, damaging furniture and other possessions and staining the drywall.

Home Insurance, Insurance Needs

December 16, 2019

Service-line coverage can save the day

Protecting what matters