Blog

Protecting the people and things you love

Insurance Needs

I have worked in the insurance industry for a number of years, and in that time have spoken with countless people involved in a car accident. While I have always been able to give them advice based on my professional opinion, I have never been able to speak from experience. Until now.

Insurance Needs, Personal Insurance

January 21, 2018

What I Learned From Being in a Car Accident

Thanks to technology and public-awareness campaigns (don’t text and drive!), driving has become safer over the past few years. So why have auto insurance rates generally been trending upward? You would think that having safer vehicles, with all the safety bells and whistles, would decrease insurance costs, right? Think again.

Insurance Needs, Personal Insurance

January 4, 2018

Examining an Upward Trend in Auto Insurance Rates

The emergence of ridesharing over the last several years has turned the limousine and taxi industry on its head. And, as with other emerging trends in society, the insurance world has had to adjust to keep up with the times.

Insurance Needs, Personal Insurance

November 6, 2017

I Want to Be an Uber Driver: How Do I Get Ridesharing Insurance?

As an insurance agent, I have been asked numerous times something like the following: “Well, I have an umbrella policy, so it should be covered, right?” or, “If my house burns down and I don’t have enough coverage, my umbrella will cover it, right?”

Insurance Needs, Personal Insurance

October 24, 2017

Is an Umbrella Policy the ‘Get Out of Jail Free’ Card?

Scammers and hackers seem to be everywhere these days. Identity protection is top of mind for nearly everyone. And with this heightened awareness, it’s especially alarming when a news story breaks about huge data breaches at large organizations that handle sensitive information.

Insurance Needs, Personal Insurance

October 11, 2017

Identity Protection Is More Important Than Ever

The concept of car-rental reimbursement coverage can be confusing. You may wonder, “Does it refer to any situation in which I may need to rent a car, like on vacation? Is it only for backup transportation in case of an accident? When and why would I want or need it?”

Insurance Needs, Personal Insurance

September 26, 2017

Why Have Car-Rental Reimbursement Coverage?

You may be wondering whether having life insurance is necessary. Most of the insurance products that we purchase are policies that are required of us. Legally, we must have auto insurance if we own a car.

Insurance Needs, Life Insurance, Personal Insurance

August 31, 2017

Why Have Life Insurance? Three Reasons

Insurance is a very unique product in the marketplace. It can be a frustrating and confusing thing to purchase because, unlike most things that people buy, you don’t receive a tangible product in return.

Insurance Needs, Personal Insurance

July 27, 2017

Here’s Why You Need Insurance

Protecting what matters