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Insurance Needs

The summer season offers plenty of opportunities to get outside and enjoy the fresh air and sunshine. Before you fire up the grill or light your patio torches, keep in mind some basic safety practices to help you handle backyard fire responsibly.

Home Safety, Insurance Needs, Property Insurance

June 25, 2020

Handling backyard fire responsibly

Most everyone loves fireworks, especially for Independence Day. Others like to get in on the fireworks action themselves. Before you begin the show, be aware of the dangers. Read on to learn the facts and how you can be safe this year, and every year, by being careful with fireworks.

Home Safety, Insurance Needs, Property Insurance

June 25, 2020

For a happy 4th of July, be careful with fireworks

On a stormy night in July 2015, Mary and Don Smith (names altered for privacy) experienced a disaster that resulted in a catastrophic loss of their suburban Minneapolis home. As the storm raged outside at 1:00 am, lightning struck a tree across the street.

Home Insurance, Insurance Needs, Property Insurance

May 11, 2020

Disasters happen. What would it take to rebuild your home?

What if there is a fire, or a flood, or a tornado? Will your homeowner policy cover the entire cost to repair or rebuild your home? Are your possessions totally covered if a disaster should strike?

Home Insurance, Insurance Needs, Property Insurance

May 11, 2020

Here’s why your home is probably underinsured

Our thoughts are with all our customers as together we weather the COVID-19 pandemic. It’s been a tough time for many. We want to let you know that despite these troubling times and the need for social distancing, we are here for you.

Insurance Needs

May 11, 2020

We’re here to help, focused on serving you

Congratulations are in order if you will turn 65 this year! We hope you are planning to celebrate! Turning 65 also means most likely you are eligible to enroll in Medicare.

Health Insurance, Insurance Needs

March 24, 2020

Turning 65 this year? It’s time to enroll in Medicare

People often wonder just how much auto liability insurance they need to have. Consider this real-life incident: Recently a driver in Illinois suffered a medical emergency behind the wheel and crashed his full-size pickup truck right through the wall of a coffee shop.

Auto Insurance, Insurance Needs

February 12, 2020

How much auto liability insurance do I need?

As a driver, you know you need car insurance. In fact, auto insurance — specifically, auto liability insurance — is required by law in every state except New Hampshire. But wading through the information and options can be confusing.

Auto Insurance, Insurance Needs

February 11, 2020

What kind of auto insurance do I need?

What would happen if the sewer line gave out in your front yard? Picture this scenario: One morning you enter your basement and discover that a backup of sewage has caused havoc across your floor, ruining carpet, damaging furniture and other possessions and staining the drywall.

Home Insurance, Insurance Needs

December 16, 2019

Service-line coverage can save the day

Protecting what matters