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As an insurance agent, I have been asked numerous times something like the following: “Well, I have an umbrella policy, so it should be covered, right?” or, “If my house burns down and I don’t have enough coverage, my umbrella will cover it, right?”

Insurance Needs, Personal Insurance

October 24, 2017

Is an Umbrella Policy the ‘Get Out of Jail Free’ Card?

Scammers and hackers seem to be everywhere these days. Identity protection is top of mind for nearly everyone. And with this heightened awareness, it’s especially alarming when a news story breaks about huge data breaches at large organizations that handle sensitive information.

Insurance Needs, Personal Insurance

October 11, 2017

Identity Protection Is More Important Than Ever

The concept of car-rental reimbursement coverage can be confusing. You may wonder, “Does it refer to any situation in which I may need to rent a car, like on vacation? Is it only for backup transportation in case of an accident? When and why would I want or need it?”

Insurance Needs, Personal Insurance

September 26, 2017

Why Have Car-Rental Reimbursement Coverage?

You may be wondering whether having life insurance is necessary. Most of the insurance products that we purchase are policies that are required of us. Legally, we must have auto insurance if we own a car.

Insurance Needs, Personal Insurance

August 31, 2017

Why Have Life Insurance? Three Reasons

Insurance is a very unique product in the marketplace. It can be a frustrating and confusing thing to purchase because, unlike most things that people buy, you don’t receive a tangible product in return.

Insurance Needs, Personal Insurance

July 27, 2017

Here’s Why You Need Insurance

If you have watched TV anytime in the past ten years, you have certainly been barraged by national insurance carriers playing out crazy scenarios and saying that if you use their company, these situations would be covered.

Personal Insurance

July 7, 2017

Are the National Insurance Carriers on TV Providing Better Coverage?

As you consider your insurance needs, check out this Top 5 list of things that people should have on their insurance policy.

Personal Insurance

June 16, 2017

Top 5 Things You Wish You Had on Your Insurance Policy

Protecting what matters