Thanks to technology and public-awareness campaigns (don’t text and drive!), driving has become safer over the past few years. So why have auto insurance rates generally been trending upward? You would think that having safer vehicles, with all the safety bells and whistles, would decrease insurance costs, right? Think again.
January 4, 2018
Examining an Upward Trend in Auto Insurance Rates
The emergence of ridesharing over the last several years has turned the limousine and taxi industry on its head. And, as with other emerging trends in society, the insurance world has had to adjust to keep up with the times.
November 6, 2017
I Want to Be an Uber Driver: How Do I Get Ridesharing Insurance?
As an insurance agent, I have been asked numerous times something like the following: “Well, I have an umbrella policy, so it should be covered, right?” or, “If my house burns down and I don’t have enough coverage, my umbrella will cover it, right?”
October 24, 2017
Is an Umbrella Policy the ‘Get Out of Jail Free’ Card?
Scammers and hackers seem to be everywhere these days. Identity protection is top of mind for nearly everyone. And with this heightened awareness, it’s especially alarming when a news story breaks about huge data breaches at large organizations that handle sensitive information.
October 11, 2017
Identity Protection Is More Important Than Ever
The concept of car-rental reimbursement coverage can be confusing. You may wonder, “Does it refer to any situation in which I may need to rent a car, like on vacation? Is it only for backup transportation in case of an accident? When and why would I want or need it?”
September 26, 2017
Why Have Car-Rental Reimbursement Coverage?
You may be wondering whether having life insurance is necessary. Most of the insurance products that we purchase are policies that are required of us. Legally, we must have auto insurance if we own a car.
August 31, 2017
Why Have Life Insurance? Three Reasons
Insurance is a very unique product in the marketplace. It can be a frustrating and confusing thing to purchase because, unlike most things that people buy, you don’t receive a tangible product in return.
July 27, 2017
Here’s Why You Need Insurance
If you have watched TV anytime in the past ten years, you have certainly been barraged by national insurance carriers playing out crazy scenarios and saying that if you use their company, these situations would be covered.