On a stormy night in July 2015, Mary and Don Smith (names altered for privacy) experienced a disaster that resulted in a catastrophic loss of their suburban Minneapolis home. As the storm raged outside at 1:00 am, lightning struck a tree across the street.
May 11, 2020
Disasters happen. What would it take to rebuild your home?
What if there is a fire, or a flood, or a tornado? Will your homeowner policy cover the entire cost to repair or rebuild your home? Are your possessions totally covered if a disaster should strike?
May 11, 2020
Here’s why your home is probably underinsured
Our thoughts are with all our customers as together we weather the COVID-19 pandemic. It’s been a tough time for many. We want to let you know that despite these troubling times and the need for social distancing, we are here for you.
May 11, 2020
We’re here to help, focused on serving you
Congratulations are in order if you will turn 65 this year! We hope you are planning to celebrate! Turning 65 also means most likely you are eligible to enroll in Medicare.
March 24, 2020
Turning 65 this year? It’s time to enroll in Medicare
People often wonder just how much auto liability insurance they need to have. Consider this real-life incident: Recently a driver in Illinois suffered a medical emergency behind the wheel and crashed his full-size pickup truck right through the wall of a coffee shop.
February 12, 2020
How much auto liability insurance do I need?
As a driver, you know you need car insurance. In fact, auto insurance — specifically, auto liability insurance — is required by law in every state except New Hampshire. But wading through the information and options can be confusing.
February 11, 2020
What kind of auto insurance do I need?
What would happen if the sewer line gave out in your front yard? Picture this scenario: One morning you enter your basement and discover that a backup of sewage has caused havoc across your floor, ruining carpet, damaging furniture and other possessions and staining the drywall.
December 16, 2019
Service-line coverage can save the day
The majority of motor vehicle crashes are caused by human error, both from drivers and pedestrians. Fortunately, car companies are working to reduce the number of incidents with new driver-assistance technologies.
October 20, 2019
Driver-assistance technologies redefine road safety
Small- and medium-sized business owners have many factors to consider when deciding on business insurance coverage. What types of commercial policies do you need? That depends on what type of business you have and how and where you operate.